Insurance Risk

Sex differences in driving  - download the full report in pdf format Click on the accompanying image to download and read the full document using Adobe's Acrobat Reader.

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Sex differences in driving and insurance risk

Executive Summary

Men and women exhibit different driving behaviours that affect their attitudes, safety and insurance risk. Many factors underpin these differences, including neurochemical structures and hormonal processes shaped by evolution, and global socialisation practices. Each plays a part in explaining why men and women drivers have very different records in relation to accidents and insurance claims.

Full references for this report.

Prepared by Peter Marsh – August 2004